Legal Information

Legal Information


The information provided on this website or in any information containing a link to this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject or its staff or affiliates to any registration requirement within such jurisdiction or country. Neither the information, nor any opinion contained in this site constitutes a solicitation or offer by or its staff or associates to buy or sell any securities, futures, options, bonds, funds, insurance products or other financial instruments or to provide any investment advice or service.

Products and services featured by which are derived from or provided by a third-party financial institution are not subject to the control of and their respective features, benefits, terms and prices may be subject to change. Whilst takes all reasonable care to ensure that the information contained on this website and any supporting literature or information containing a link to this website is accurate, cannot and does not guarantee its accuracy. Neither, nor any of its affiliates, distributors, directors, officers, employees, agents, associated companies or third party vendors will be liable or have any responsibility of any kind for any loss or damage that you incur as a result of any event in any way connected with your use of the website and any information or documents which link to this website.

The information and material contained on, or linked to or from this website provides general information only. Neither the information nor any views expressed constitutes an offer or an invitation to make an offer, to buy or sell any securities or other investment or any options, futures or derivatives related to such securities or investments. It is not intended to provide personal investment advice and it does not take into account the specific investment objectives, financial situation and the particular needs of any specific person who may receive this material. Individuals should seek financial advice regarding the appropriateness of purchasing any financial or insurance product mentioned, or linked to from this website, and should understand that statements regarding future prospects may not be realized. Any information relating to the tax status of financial instruments discussed herein is not intended to provide tax advice or to be used by anyone to provide tax advice. Individuals are urged to seek tax advice based on their particular circumstances from an independent tax professional.

Foreign currency denominated financial products are subject to fluctuations in exchange rates that could have a positive or adverse effect on the underlying cost of any financial product denominated in a foreign currency.

Any information contained on, or linked to or from this website is not necessarily a publication of research conducted by or on behalf of, although a research report may be referenced as a link or as an attachment hereto. Any summary of research is qualified in its entirety by the views of the authors and the specific disclaimers associated with that report. This information is for discussion purposes and neither the information nor any opinions expressed constitutes a solicitation by or any associated company for the purchase or sale of any securities or other financial products. and any affiliate or associated person or entity may trade for their own accounts in any of the securities of issuers mentioned herein or in related investments or insurances, and may also from time to time perform or solicit investment banking or other services for, or from, any entity mentioned herein.

Electronic Communications reserves the right to monitor electronic communications (subject to and in accordance with local laws). For more information on how we use cookies, please see the Cookies section of this website. For more information on our privacy policy, please see the Privacy Policy section of this website. Please review both of these sections before you continue to other parts of this website.

Terms & Conditions of using the website

These terms of use govern your use of our website. Please read these terms in full before you use this website. If you do not accept these terms of use, please do not use this website. Your continued use of this website confirms your acceptance of these terms.

It is not necessary for you to register with us or provide any personal information in order to use most parts of this website, however there are some parts of this website which are only accessible to registered users.

You may use this website for your own private purposes and in accordance with these terms of use. You may download or print material from this website provided that you do not alter, reproduce, disseminate or otherwise change the content or context without prior written consent.

All reasonable measures are taken by us to ensure that this website is operational and functioning at all times. However, there will occasionally be technical issues which may result in some downtime, and accordingly we will not be liable if this website is unavailable at any time. If this website is scheduled to be taken offline for maintenance, or otherwise have some or all of the content or functionality temporarily unavailable, we will endeavour to provide advance notice of this but are not obliged to provide such notice.

Any material or comments which are posted on or sent to this website shall be considered non-proprietary and non-confidential. We shall be entitled to copy, disclose, distribute, or use in any other capacity as we deem appropriate all material and comments provided to us, with the exception of personal information, the use of which is covered in our Privacy Policy.

When using this website you shall not post or send to or from this website any material for which you have not obtained all necessary consents; nor any material that is illegal in any country in which we operate, obscene, defamatory, discriminatory, pornographic, in breach of confidentiality or privacy, liable to incite racial hatred, which may cause annoyance or inconvenience or distress to others, which encourages or constitutes behaviour or conduct that would be deemed a criminal offence; nor any material which is harmful in nature, including but not limited to computer viruses, corrupted data, Trojan horses, spyware, malware, or other potentially harmful data or software. We will cooperate fully with any law enforcement agencies or court order requiring us to disclose the identity, usage, or other details of any person posting material to this website in breach of this paragraph.

Throughout this website you may find links to external websites. The provision of a link to another website does not mean that we endorse that website or its contents. If you visit any other website via a link from this website, you do so at your own risk. We are not responsible for the content of external websites, including any other websites using or implying the use of our name, trademarks, or branding.

Any party wishing to link to this website is entitled to do so provided that the party does not seek to express or imply that we are in any way endorsing the products, services, content, status, reliability, or character of another party unless this has been expressly agreed with us in writing; nor misrepresent the relationship between the party and this website; nor link from any website which contains any offensive, controversial, or other content which would be in breach of these terms of use or in any way be defamatory to us, or contains content that infringes on any intellectual property rights or any other rights of a third party. By linking to this website you shall indemnify us for any loss or damage suffered to this website or any companies or individuals connected in any way to as a result of such linking.

Whilst we take all reasonable steps to ensure that the information on this website is up to date and accurate at all times, we do not guarantee that all material is accurate or up to date and we shall not be held liable in such an event.

All material contained on this website is provided without any warranty or guarantee of any kind. You may use the material on this website at your own discretion and at your own risk. Nothing on this website should be considered financial or legal advice, or be considered as a recommendation to purchase or invest in any product or service. We do not accept any liability for any loss or damage that you suffer as a result of using this website.

You are not permitted to use this website in any jurisdiction where to do so would be in breach of the law of that jurisdiction. Accessing this website from any jurisdiction does not mean that the content of this website or any products or services it relates to are available in, or suitable for, that jurisdiction.

These terms of use are governed by the law of the Republic of the Seychelles. Any dispute arising in connection with these terms shall be subject to the exclusive jurisdiction of the Courts of the Republic of the Seychelles.

Thank you for using the website.